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May 30, 2017

To say that houses in today's real estate environment are "going quick" is a huge understatement.  I’ve heard stories and have had clients who lost out on houses that have only been on the market for hours.  Speak with any realtor and they will surely tell you the same...

May 24, 2017

This weekend we honor those serving our country both past and present.  The sacrifice they make to defend this great nation is second to none.  The hardships associated with deployments and time away can create very difficult times for our veterans. The US Department o...

May 1, 2017

Central Ohio has many premier lake communities for you and your family to enjoy.  Being able to take advantage of these communities isn’t just reserved for the super rich and wealthy.  With many non lakefront homes going for a market average price it’s very possible fo...

April 24, 2017

Purchasing a house can be stressful. There are a lot moving parts of the transaction that are managed by the realtor, lender, and the buyer. If any of these puzzle pieces isn’t done properly or is done poorly it can significantly impact the ability for the loan and thu...

April 20, 2017

Knowing what you monthly payment is going toward is important.

March 29, 2017

State Bank is proud to work closely with the medical community in providing premier loan options to physicians and residents looking to buy, refinance, or build a new home.

You’ve worked hard. You earned your degree. You’re set with a job. You deserve to be rewarded for...

February 23, 2017

Buying house after recently starting a business can be tricky.  Most lenders are going to want to see at least 2 years of business tax returns in order for you to be considered for a home loan.  There are certainly opportunities outside of this but the tried and true r...

February 3, 2017

There’s good news for homeowners, as home values are reaching their highest levels since the 2008 recession. According to figures from the National Association of REALTORS®, prices are up significantly from 2015 to 2016, and are expected to rise even more in 2017.  

Wit...

January 12, 2017

FHA recently announced that it will be lowering the annual mortgage insurance premium from .85% to .60%.  The FHA loan borrower will pay this on a monthly basis which then gets collected and paid annually to FHA.  The lowering of premium will save the FHA homeowner abo...

December 22, 2016

As we approach the Christmas and the end of 2016, I am reminded to be thankful for all this year has brought me.  It has been a record year for my mortgage practice with a personal best in volume.  I can only attribute this to my referral partners who put their trust i...

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As Prices Rise, Pre Approval is Wise

February 3, 2017

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Call

O: 614-602-3646

C: 740-398-4917

 

NMLS

#926390

 


 

Contact

 zach.williams@yourstatebank.com

State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 


Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. The State Bank and Trust is an Equal Opportunity Lender. | Privacy Policy