To say that houses in today's real estate environment are "going quick" is a huge understatement.  I’ve heard stories and have had clients who lost out on houses that have only been on the market for hours.  Speak with any realtor and they will surely tell you the same...

This weekend we honor those serving our country both past and present.  The sacrifice they make to defend this great nation is second to none.  The hardships associated with deployments and time away can create very difficult times for our veterans. The US Department o...

Central Ohio has many premier lake communities for you and your family to enjoy.  Being able to take advantage of these communities isn’t just reserved for the super rich and wealthy.  With many non lakefront homes going for a market average price it’s very possible fo...

Purchasing a house can be stressful. There are a lot moving parts of the transaction that are managed by the realtor, lender, and the buyer. If any of these puzzle pieces isn’t done properly or is done poorly it can significantly impact the ability for the loan and thu...

Knowing what you monthly payment is going toward is important.

State Bank is proud to work closely with the medical community in providing premier loan options to physicians and residents looking to buy, refinance, or build a new home.

You’ve worked hard. You earned your degree. You’re set with a job. You deserve to be rewarded for...

Buying house after recently starting a business can be tricky.  Most lenders are going to want to see at least 2 years of business tax returns in order for you to be considered for a home loan.  There are certainly opportunities outside of this but the tried and true r...

There’s good news for homeowners, as home values are reaching their highest levels since the 2008 recession. According to figures from the National Association of REALTORS®, prices are up significantly from 2015 to 2016, and are expected to rise even more in 2017.  

Wit...

FHA recently announced that it will be lowering the annual mortgage insurance premium from .85% to .60%.  The FHA loan borrower will pay this on a monthly basis which then gets collected and paid annually to FHA.  The lowering of premium will save the FHA homeowner abo...

As we approach the Christmas and the end of 2016, I am reminded to be thankful for all this year has brought me.  It has been a record year for my mortgage practice with a personal best in volume.  I can only attribute this to my referral partners who put their trust i...