For the past 8 years I have coached football at Hastings Middle School in Upper Arlington, OH. This fall is my first season not coaching. I decided to take the season off to focus on my family and business growth. One thing I’m reminded of today that I used to say to the team before every game was, “Be Confident—Play Fast” I said this phrase to remind the players that confidence is the key to success. We have trained, we have studied the opponent, and have prepared through

I believe.... that the average consumer is under educated with regard to purchasing and financing a home. Our educational system has failed our youth in understanding and applying principals of personal finance and common financial systems that they will use as an adult. I believe that people are so overwhelmed by the home buying process that they operate from a place of fear which can paralyze their decision making skills. I believe that my sole purpose in life is to guid

Preparation is the key to success and applying for a mortgage is no different. Whether you are purchasing a new home or refinancing your existing home, applying and getting approved for a mortgage requires several pieces of documentation. Pull out that shoebox or open the filing cabinet to find the following documents or pieces of information: All W2’s for both borrowers for past 2 years 2 years employment history(where did you work and how long did you work there?) 2 years

Do you bury your cold hard cash in coffee cans in the backyard? Or do you keep yours in the mattress? Either way, when it’s time for you to go buy a house and you need funds for a down payment, you may not be able to show up to the closing with a paper sack of $20 bills. Even though cash is king, unfortunately, it is not a verifiable asset for funds to close. Today’s banking regulations require that we verify all the funds you plan to bring to closing meaning it needs to be