Following the high of a wedding and the honeymoon, the next step for many newlyweds is to find their first home. As with many newly married couples they may be struggling financially or perhaps not in the spot they wanted to be at this point in their lives. When they look to purchase their first home, they are quickly overwhelmed with the idea that they need a 20% down payment. This is an outdated way of thinking that will only allow the newlywed couple to miss opportuniti

The options available to consumers regarding lenders can be overwhelming.  Reading through a list of prospective lenders either locally or n

State Bank will now be able to have you sign documents and disclosures electronically through our new origination systems. No need to print, sign, scan and return the documents…who does that still? What is this 2004? You can even upload all of your income and asset documents directly to your personalized web center which allows you access to your file while it’s being processed and underwritten. This isn’t a magic pill to make your loan close at supersonic speed but it does