State Bank is proud to work closely with the medical community in providing premier loan options to physicians and residents looking to buy, refinance, or build a new home. You’ve worked hard. You earned your degree. You’re set with a job. You deserve to be rewarded for your hard work. The State Bank Doctor Loan Program is tailored specifically to medical doctors with an M.D., D.O., D.D.S., D.M.D., O.D., or D.V.M. degree who are practicing or have proof of sufficient income,