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January 22, 2015

The Federal Housing Administration recently announced changes to FHA mortgages originated after January 26th and the biggest news is the reduction in monthly private mortgage insurance from 1.35% annually to .85%. 

 

“So, why is this big deal?”, is a fairly common q...

January 8, 2015

After the hectic holidays and onset of winters grip, January is usually spent anxiously waiting for spring.  Why not take the time to get ready for the year ahead?  I have outlined below a few things you should be asking yourself to financial prepare for 2015.

 

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January 2, 2015

Make 2015 your best year! You are given 365 opportunities to improve your life financial, physically, and emotionally.  If you stay on a consistant path of improvement and set your expectation high, the possibilities are limitless.  Take advantage of each new day in 20...

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Contact

 zach.williams@yourstatebank.com

State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 


Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. The State Bank and Trust is an Equal Opportunity Lender. | Privacy Policy