….People were able to make their payments, loan default was kept at a minimum and housing markets were stable.

The principals used to underwrite and approve a loan are based on 3 tried and true principals of lending:

• Credit

• Capacity

• Collateral

This is no...

In part 3 of 3, we discuss setting expectations as the leader: 

When we don’t know what is expected of us, we do whatever we want. People want boundaries. They want to know where the edge is. Individuals want routine and they want to know what to expect in any given s...