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May 23, 2016


Let me start by saying—I’m not a sharer of information.  I’ve never felt comfortable sharing too much about myself on social media.  Just enough to stay relevant, but not too often or overt. Well, as they say, “times change”.  As a millennial myself, I’m somewhat emba...

May 16, 2016

I didn’t want to buy it.  I thought we were going to be in over our heads.  Our parents didn’t even want to us to buy it.  They ask,”Are you sure you want to buy this? It’s an old house and it needs a lot of work.”

Sure enough, my wife had a vision and I’m gla...

May 9, 2016

Without any true direction following high school, I went to Bowling Green State University in the fall of 2004 because I had some family ties to the school and it was an easy transition.  It wasn’t too big, but not too small either.  Being an athlete in high school I w...

May 3, 2016

PMI or Private Mortgage Insurance is held on home loans when a borrower has less than 20% equity. Buyers always tell me, “I don’t have 20% to put down but I don’t want to pay PMI”, and my answer usually then involves me explaining the difference between Lender Paid MI...

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O: 614-602-3646

C: 740-398-4917







State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 

Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. The State Bank and Trust is an Equal Opportunity Lender. | Privacy Policy