"Zach Williams is great to deal with. Very knowledgeable, personable, likeable, and puts you at ease. Very quickly responds to questions, phone, or email.  Enjoyable to work with. Very smooth transaction. He was like dealing with an old friend.  I have recommended him to friends and will do so in the future.”    
                                                                                                                      - STEVE T., HOMEOWNER, WESTERVILLE, OH
“The mortgage industry is changing and new rules and regulations are coming out monthly. Now more than ever, you need a lender who is on top of his game. Zach Williams of Union Savings Bank is an expert in the mortgage industry. He always delivers on what he says, without surprises at the closing table. I have recommended him to many of my clients who thank me for it later. I know when I send my clients to Zach they are in good hands and that is something I will always be thankful for. He has always been available when needed to accommodate the client whether it be a time sensitive purchase or a refinance. I am originally from the lending industry and I know what it takes to get the job done and Zach Williams hits the mark.”
                                                                                                                                    - JUDY S., REALTOR, COLUMBUS, OH
"Coach Zach walked us through every step of the loan process with our needs clearly identified.  He presented all of his top recommendations and answered every single question with 100% transparency.  This greatly helped us plan for our family's future. We feel very confident that we made the right decision to work with Coach Zach - I would recommend him to all of our friends and family.  
                                                                                                                 - MICHELLE F., HOMEOWNER, CINCINNATI, OH
“We were blown away with the service we received from Zachary and his team at Union Savings Bank. From our first discussion to the closing, he explained everything and coached us through the entire process. His attention to our needs and his prompt communication made this a positive, stress free experience. He got us a great rate with very favorable fees and was able to close our loan in just 17 days. I would highly recommend his services to anyone. Thank you “Mortgage Coach!”                        - MATT W., HOMEOWNER, MT. VERNON, OH


O: 614-602-3646

C: 740-398-4917







State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 

Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. The State Bank and Trust is an Equal Opportunity Lender. | Privacy Policy