As part of his detailed approach to the mortgage process, Coach Zach has created a checklist aptly named “Your Mortgage Fundamentals” outlining in detail each piece of documentation required to complete your transaction in a timely manner.  The documents on this checklist are the base fundamentals for any mortgage process.  Having the fundamentals down is key to success in any venture.  There is nothing worse than being at the goal line and not being able to score.  Coach Zach will prepare you from the beginning for what will be needed and what to expect.  “If you fail to prepare, you better prepare to fail.”



Basic Needed Documents:

  • Most recent thirty (30) days of Paystubs

  • Most recent (2) years W2’s

  • Most recent (2) years Signed/Date Tax Returns

  • Most recent (2) Months Bank Statements



(*additional items may be needed following loan application. Coach Zach will provide a personalized mortgage fundamentals checklist for each of his clients.)

Please fill out the contact form below – I am here to help!


O: 614-602-3646

C: 740-398-4917







State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 

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