No Talent Needed

No Talent Needed is a podcast hosted by Zach Williams.  He believes that no talent is needed to be successful in life. Hard work, positive attitude, being kind, and loving one another are all things that require no talent.  Every Wednesday a new episode is released where Zach has an in depth one on one conversation with business leaders, thought leaders, entrepreneurs, and overall interesting people. 

Get started listening HERE. 

Guest Appearances

Zach is an avid podcast listener so when he gets the opportunity to be a guest on one and share his expertise he jumps at the chance.  Below are a few of the podcasts he has been on. Enjoy!​​


  • American Negotiation Institute

    • How to Negotiate with Banks with Zach Williams

      • In this episode, Zach discusses the various that a consumer can negotiate with a bank including residential and commercial loans. ​

  • The Fine Print with Attorney Jen Routte
    • ​Episode 32-Credit
      • In this episode Zach and host Jen Routte discusses the credit and its effect on purchasing a home, how it impacts other facets of life, and how to keep your credit scores up. 


O: 614-602-3646

C: 740-398-4917







State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 

Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. The State Bank and Trust is an Equal Opportunity Lender. | Privacy Policy