October 25, 2014

I LOVE LEGOS! When I was a kid I played with Legos all the time.  I loved everything about it; building a new set, rebuilding something new from older sets; and finding out which pieces best went together to make something cool.  I could relate these same reasons to why I enjoy helping people with their home loans.  I enjoy putting together a new set of Legos in the same way I enjoy problem solving on a new loan scenario.  Every customer and client I help is a new opportunity with a new situation that can only be helped in a new way.  Sometimes there are directions to follow; other times you can freestyle but the bottom line is putting the pieces together to solve the problem.  Matching the clients income, credit scores, and assets is similar to matching the correct pieces of the Lego puzzle together.

I enjoyed rebuilding something new from older sets of Legos which is like helping a customer refinance to consolidate debt and minimize their monthly expenses.  It’s still a Lego set, but I am rebuilding it with other sets to fit the needs of the client.  In the end they are going to have something completely new and different but it comes down to finding solutions and fitting different pieces together to solve that problem.  We have to find the right loan product that fits the individuals situation.  There is no one answer to every situation.  It’s fitting a Lego piece here and there until it seems right and the solution is found.  If I’m trying to build a tall skycraper out of Legos I don’t want to use only the flattest of pieces.  I need to make sure I am using the proper building blocks to come up with a solution to best help the client.


From building Legos to building Loans I enjoy problem solving and helping people.  If you haven’t refinanced recently and still have a mortgage rate higher than 4%; you need to contact me.  With the lowest closing costs in Central Ohio, we at Union Savings Bank work hard to make sure your experience is a positive one.  We make sure that your loan is built to fit your financial goals in the short and long term.


Have a great week!


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O: 614-602-3646

C: 740-398-4917







State Bank

4080 W Dublin-Granville Rd

Dublin, OH 43017

The State Bank and Trust Co. and its loan officers, are not liable for information, claims or agreements made by/between the public and third-party entities. These third-party entities may include, but are not limited to: builders, developers, or real estate agents. Even though the loan officer co-sponsoring this site makes efforts to update the information contained, much of it is provided by independent vendors and data feeds, and thus, this site may contain errors, outdated information or purchase conditions, promotions, incentives and/or possible omissions. The State Bank and Trust cannot guarantee the accuracy of information provided, and we encourage buyers to complete their own due diligence in making a decision to build or purchase a home. We also suggest that you seek the professional representation/advice of a licensed Realtor®, as well as any other licensed professional that is appropriate to your purchase decision, including, but not limited to: attorney, accountant, or certified financial planner. Visitors to this site are responsible for the use and decisions made regarding the purchase of a home with regards to the information contained herein. The State Bank and Trust Co. is an Equal Housing Lender. 

Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant's eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant. The State Bank and Trust is an Equal Opportunity Lender. | Privacy Policy