I would like to take a moment to wish everyone a happy holiday season. With the stress of buying gifts, holiday parties, and preparing for time with family most people are not interested in purchasing a new home or even refinancing. The current rate environment is very favorable with 15 yr and 30 yr fixed rates below 4%. Although most are pre occupied with the “to-do’s” of the next few weeks they should really be preparing and planning for the New Year. 2015 holds new opportunities for everyone. New job opportunities, a new chance to recommit to that work out plan that lasted until March of last year, or even new financial opportunities are all possibilities for 2015.
Take some time in the next few days or weeks when with family to review and plan for 2015. I am always available to help answer questions and advise as you create goals for the new year. Is your goal to put more money away for the kid’s college? Increase cash flow on the rental you have? Want to invest in real estate in 2015? All of these are opportunities for discussion.