The Second Half Heat

The second half of the summer buying season has started and will prove to be wild as we approach school start dates and buyers try to get into that new house before then. We have very low interest rates and competitively priced real estate so the summer heat is on for home buyers to get going.

Low rates allow some buyers who may not have qualified previously an opportunity to qualify for a home. A new home buyer today may not need to refinance for years to come when they get such a low interest rate from the very beginning. Even the rates on down payment assistance programs are extremely low.

The cost to borrower money is at an all time low and we never know who long the opportunity will last. Take advantage while you can.

If you have home buying, refinance, or new construction questions, I’m happy to help provide answers.


Zach is a Mortgage Advisor with State Bank in Dublin, OH. He writes and speaks regularly on personal finance, business development, and leadership. His focused approach on educating clients through the mortgage process allows him to help hundreds of new homeowners each year.

Learn more about Zach at

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